When you look at your budget sheet, you have set aside money to cover insurance costs for more than you may have initially thought.
You likely have insurance policies for your family’s health, your car, your home, and your contents. So why should you think twice about getting pet insurance? Sadly, way too many people don’t yet realize the amazing benefits of having pet insurance and instead skip on getting this premium.
A lot of pet owners opt to set aside savings into their own bank account rather than pay for pet health insurance premiums. But what many pet owners don’t realize is that even if they diligently save every payday for their pet, they still may not have enough money to cover the expenses of the vet bills. That is because, on average, an emergency visit to the vet can cost upwards of $1,000 to $2,000!
So imagine this, it is the middle of the night, your pet is in need of medical attention and you’ve just been told that the costs will be well over four figures. There is no worse feeling than thinking that you might have to choose between your pet and going into debt.
That is why getting the best dog insurance or cat insurance is so important for all pet owners, as it will provide a huge relief from potential financial burdens and so much more.
We’ve rounded up the top five benefits of pet insurance that you might not yet know about!
1. You can easily find the right option
There are a lot of complicated medical plans for pet owners. But pets themselves, that is much more straightforward! Pet insurance is far less intimidating and makes it simple for pet owners to shop around and compare what the best policy options are. The majority of pet insurance covers all the standard coverage with each company offering unique add-ons for your pet at different prices. The benefit to being able to easily compare your options is that you can have confidence that you’ve found the right premium for your pet and that is a huge benefit!
2. You can save a lot of money
If you sign your pet up for pet insurance right from the get-go, you will likely end up saving a ton of money on your premiums. That is because your pet will be covered before any pre-existing conditions likely occur. Depending on the type of pet you have will impact the actual price, but in general, your monthly premium will be cheaper than the average dinner out! Also Read – All About Cockatiels: Types of Cockatiels
3. You can go to any vet you want
The freedom of choice is a huge benefit that many pet owners don’t realize. With pet insurance, you will be able to claim the same regardless of what vet the bill comes from. Especially when you are traveling with your pet or are facing an unexpected emergency, the ability to go where is best for your pet over what is cheapest can make a world of difference and even end up saving your pet’s life.
4. You can avoid having to put your pet down
While having pet insurance won’t enable you to play God and keep your pet alive forever, it will eliminate the all-too-often scenario of needing to put a pet down because the life-saving surgery is simply too expensive. In fact, research shows that the majority of pet owners without pet insurance are faced with having to end their pet’s life earlier than likely needed because there was an unexpected medical occurrence in which the solution would put the pet owners into debt. Also Read – How to Ensure Your Lost Pet Will Be Returned Home Quickly and Safely
5. You can better protect your pet
While life can still happen to your pet, your pet insurance will allow you to take preventative measures towards their health. With the ability to get reimbursed on wellness checks, vaccines, and alternative therapies, you can get ahead of the curve and keep your pet healthy for longer! You will never have to take a risk on your pet’s health when you know that your pet insurance will cover any and all visits to the vet!
While pet insurance does require a financial commitment each month, it is far less than all of the what-if scenarios you could be burdened with. When you have the best pet insurance coverage out there, you will receive endless benefits! From having an easy time finding the right premium to having the freedom to take your pet to any vet you need to, it will make your job as a pet owner a lot less stressful!